47. Risk management and fair value
The risk management policy of the Group aims at optimizing the structure of the statement of financial position and off-balance sheet items taking into consideration the assumed risks- income relation and overall impact of various risks that the Group undertakes in conducting its business activities. Risks are monitored and controlled with reference to profitability and capital coverage and are regularly reported in accordance with rules presented below.
The further part of the note describes all the significant types of risk involved in the Group’s operations.
47.1. Organizational structure of risk management
47.3. Legal risk related to foreign currency mortgage loans in CHF
47.5. Reform of interest rate indices
47.10 Fair value of financial assets and liabilities