3. Business combinations

In 2022, there were no business combinations. In 2021, the transaction of taking over the Idea Bank S.A. enterprise by Bank Pekao S.A., covering all its property rights and liabilities as at the end of the day of initiating resolution, took place, i.e. on 31 December 2020, excluding certain property rights and obligations indicated in the BGF decision in question. This transaction was described in detail in the consolidated financial statements of Bank Pekao S.A. Group for the year ended 31 December 2021.