{"id":3631,"date":"2026-04-11T15:20:06","date_gmt":"2026-04-11T13:20:06","guid":{"rendered":"https:\/\/raport-pekao.pl\/?post_type=table&#038;p=3631"},"modified":"2026-05-12T19:22:24","modified_gmt":"2026-05-12T17:22:24","slug":"9-1skonsolidowany-rachunek-zyskow-i-strat-wersja-prezentacyjna","status":"publish","type":"table","link":"https:\/\/raport-pekao.pl\/en\/table\/9-1skonsolidowany-rachunek-zyskow-i-strat-wersja-prezentacyjna\/","title":{"rendered":"ENG Skonsolidowany rachunek zysk\u00f3w i strat"},"content":{"rendered":"<table class=\"tableizer-table\">\n<thead>\n<tr class=\"tableizer-firstrow table-row-head\">\n<th style=\"text-align: left\">(PLN mln)<\/th>\n<th style=\"width: 10%;text-align: left\">2025<\/th>\n<th style=\"width: 10%;text-align: left\">2024<\/th>\n<th style=\"width: 10%;text-align: left\">CHANGE<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left\"><strong>Net interest income<\/strong><\/td>\n<td style=\"text-align: left\"><strong>13 693<\/strong><\/td>\n<td style=\"text-align: left\"><strong>12 729<\/strong><\/td>\n<td style=\"text-align: left\"><strong>7.6%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Net fee and commission income<\/strong><\/td>\n<td style=\"text-align: left\"><strong>3 154<\/strong><\/td>\n<td style=\"text-align: left\"><strong>2 854<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10.5%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Dividend income<\/td>\n<td style=\"text-align: left\">34<\/td>\n<td style=\"text-align: left\">30<\/td>\n<td style=\"text-align: left\">13.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Net trading income<\/td>\n<td style=\"text-align: left\">448<\/td>\n<td style=\"text-align: left\">444<\/td>\n<td style=\"text-align: left\">0.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Net other operating income and expenses<\/td>\n<td style=\"text-align: left\">(164)<\/td>\n<td style=\"text-align: left\">(8)<\/td>\n<td style=\"text-align: left\">&gt; 100%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Non-interest income<\/strong><\/td>\n<td style=\"text-align: left\"><strong>3 472<\/strong><\/td>\n<td style=\"text-align: left\"><strong>3 320<\/strong><\/td>\n<td style=\"text-align: left\"><strong>4.6%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Operating income<\/strong><\/td>\n<td style=\"text-align: left\"><strong>17 165<\/strong><\/td>\n<td style=\"text-align: left\"><strong>16 049<\/strong><\/td>\n<td style=\"text-align: left\"><strong>7.0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Operating expenses<\/strong><\/td>\n<td style=\"text-align: left\"><strong>(5 530)<\/strong><\/td>\n<td style=\"text-align: left\"><strong>(5 244)<\/strong><\/td>\n<td style=\"text-align: left\"><strong>5.5%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Operating profit<\/strong><\/td>\n<td style=\"text-align: left\"><strong>11 635<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10 805<\/strong><\/td>\n<td style=\"text-align: left\"><strong>7.7%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Net expected credit loss allowance<\/td>\n<td style=\"text-align: left\">(760)<\/td>\n<td style=\"text-align: left\">(883)<\/td>\n<td style=\"text-align: left\">(13.9%)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Legal risk costs of foreign currency mortgage loans<\/td>\n<td style=\"text-align: left\">(664)<\/td>\n<td style=\"text-align: left\">(669)<\/td>\n<td style=\"text-align: left\">(0.7%)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Net operating profit<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10 211<\/strong><\/td>\n<td style=\"text-align: left\"><strong>9 253<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10.4%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Contributions to the Bank Guarantee Fund<\/td>\n<td style=\"text-align: left\">(384)<\/td>\n<td style=\"text-align: left\">(239)<\/td>\n<td style=\"text-align: left\">60.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Tax on certain financial institutions<\/td>\n<td style=\"text-align: left\">(861)<\/td>\n<td style=\"text-align: left\">(898)<\/td>\n<td style=\"text-align: left\">(4.1%)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Share in profits\/losses of associates<\/td>\n<td style=\"text-align: left\">(5)<\/td>\n<td style=\"text-align: left\">7<\/td>\n<td style=\"text-align: left\">x<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Gross profit<\/strong><\/td>\n<td style=\"text-align: left\"><strong>8 961<\/strong><\/td>\n<td style=\"text-align: left\"><strong>8 123<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10.3%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Income tax expense<\/td>\n<td style=\"text-align: left\">(1 942)<\/td>\n<td style=\"text-align: left\">(1 744)<\/td>\n<td style=\"text-align: left\">11.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Net profit<\/strong><\/td>\n<td style=\"text-align: left\"><strong>7 019<\/strong><\/td>\n<td style=\"text-align: left\"><strong>6 379<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10.0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>Attributable to shareholders of the Bank<\/strong><\/td>\n<td style=\"text-align: left\"><strong>7 015<\/strong><\/td>\n<td style=\"text-align: left\"><strong>6 376<\/strong><\/td>\n<td style=\"text-align: left\"><strong>10.0%<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Attributable to non-controlling interests<\/td>\n<td style=\"text-align: left\">4<\/td>\n<td style=\"text-align: left\">3<\/td>\n<td style=\"text-align: left\">33.3%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"featured_media":0,"template":"","class_list":["post-3631","table","type-table","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ENG Skonsolidowany rachunek zysk\u00f3w i strat - Pekao Integrated Report 2025<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/raport-pekao.pl\/en\/table\/9-1skonsolidowany-rachunek-zyskow-i-strat-wersja-prezentacyjna\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ENG Skonsolidowany rachunek zysk\u00f3w i strat - Pekao Integrated Report 2025\" \/>\n<meta property=\"og:description\" content=\"(PLN mln) 2025 2024 CHANGE Net interest income 13 693 12 729 7.6% Net fee and commission income 3 154 2 854 10.5% Dividend income 34 30 13.3% Net trading income 448 444 0.9% Net other operating income and expenses (164) (8) &gt; 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