{"id":3572,"date":"2026-04-11T11:06:08","date_gmt":"2026-04-11T09:06:08","guid":{"rendered":"https:\/\/raport-pekao.pl\/?post_type=table&#038;p=3572"},"modified":"2026-05-26T13:27:14","modified_gmt":"2026-05-26T11:27:14","slug":"wybrane-dane-i-wskazniki-finansowe-banku-pekao-s-a","status":"publish","type":"table","link":"https:\/\/raport-pekao.pl\/en\/table\/wybrane-dane-i-wskazniki-finansowe-banku-pekao-s-a\/","title":{"rendered":"Wybrane dane i wska\u017aniki finansowe Banku Pekao S.A."},"content":{"rendered":"<table class=\"tableizer-table\">\n<thead>\n<tr class=\"tableizer-firstrow table-row-head\">\n<th style=\"text-align: left\"><\/th>\n<th style=\"text-align: left\">2025<\/th>\n<th style=\"text-align: left\">2024<\/th>\n<th style=\"text-align: left\">2023<\/th>\n<th style=\"text-align: left\">2022<\/th>\n<th style=\"text-align: left\">2021<\/th>\n<th style=\"text-align: left\">2020<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"custom-row-underline-color\">\n<td style=\"text-align: left\" colspan=\"7\"><strong>INCOME STATEMENT \u2013 SELECTED ITEMS<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Operating income<\/td>\n<td style=\"text-align: left\">16 318<\/td>\n<td style=\"text-align: left\">15 290<\/td>\n<td style=\"text-align: left\">14 657<\/td>\n<td style=\"text-align: left\">10 320<\/td>\n<td style=\"text-align: left\">8 084<\/td>\n<td style=\"text-align: left\">7 454<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Operating costs<\/td>\n<td style=\"text-align: left\">(5 083)<\/td>\n<td style=\"text-align: left\">(4 794)<\/td>\n<td style=\"text-align: left\">(4 230)<\/td>\n<td style=\"text-align: left\">(3 658)<\/td>\n<td style=\"text-align: left\">(3 438)<\/td>\n<td style=\"text-align: left\">(3 169)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Profit before income tax<\/td>\n<td style=\"text-align: left\">8 739<\/td>\n<td style=\"text-align: left\">8 105<\/td>\n<td style=\"text-align: left\">8 643<\/td>\n<td style=\"text-align: left\">3 012<\/td>\n<td style=\"text-align: left\">2 995<\/td>\n<td style=\"text-align: left\">1 697<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Net profit<\/td>\n<td style=\"text-align: left\">6 922<\/td>\n<td style=\"text-align: left\">6 425<\/td>\n<td style=\"text-align: left\">6 799<\/td>\n<td style=\"text-align: left\">1 898<\/td>\n<td style=\"text-align: left\">2 237<\/td>\n<td style=\"text-align: left\">1 126<\/td>\n<\/tr>\n<tr class=\"custom-row-underline-color\">\n<td style=\"text-align: left\" colspan=\"7\"><strong>PROFITABILITY RATIOS<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Return on average equity (ROE) &#8211; nominally<\/td>\n<td style=\"text-align: left\">21.4%<\/td>\n<td style=\"text-align: left\">21.7%<\/td>\n<td style=\"text-align: left\">26.0%<\/td>\n<td style=\"text-align: left\">8.7%<\/td>\n<td style=\"text-align: left\">9.2%<\/td>\n<td style=\"text-align: left\">4.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Return on assets (ROA)<\/td>\n<td style=\"text-align: left\">2.1%<\/td>\n<td style=\"text-align: left\">2.1%<\/td>\n<td style=\"text-align: left\">2.4%<\/td>\n<td style=\"text-align: left\">0.73%<\/td>\n<td style=\"text-align: left\">0.9%<\/td>\n<td style=\"text-align: left\">0.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Net interest margin<\/td>\n<td style=\"text-align: left\">4.2%<\/td>\n<td style=\"text-align: left\">4.2%<\/td>\n<td style=\"text-align: left\">4.3%<\/td>\n<td style=\"text-align: left\">3.3%<\/td>\n<td style=\"text-align: left\">2.4%<\/td>\n<td style=\"text-align: left\">2.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Cost \/ income (including to contributions to the BFG cost and fee paid for the Protection Schemes)<\/td>\n<td style=\"text-align: left\">33.5%<\/td>\n<td style=\"text-align: left\">32.9%<\/td>\n<td style=\"text-align: left\">30.1%<\/td>\n<td style=\"text-align: left\">42.7%<\/td>\n<td style=\"text-align: left\">46.1%<\/td>\n<td style=\"text-align: left\">47.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Costs of risk<\/td>\n<td style=\"text-align: left\">0.34%<\/td>\n<td style=\"text-align: left\">0.38%<\/td>\n<td style=\"text-align: left\">0.32%<\/td>\n<td style=\"text-align: left\">1.12%<\/td>\n<td style=\"text-align: left\">0.41%<\/td>\n<td style=\"text-align: left\">1.03%<\/td>\n<\/tr>\n<tr class=\"custom-row-underline-color\">\n<td style=\"text-align: left\" colspan=\"7\"><strong>STATEMENT OF FINANCIAL POSITION \u2013 SELECTED ITEMS<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Total assets<\/td>\n<td style=\"text-align: left;white-space: nowrap\">337 858<\/td>\n<td style=\"text-align: left;white-space: nowrap\">319 251<\/td>\n<td style=\"text-align: left;white-space: nowrap\">294 552<\/td>\n<td style=\"text-align: left;white-space: nowrap\">271 703<\/td>\n<td style=\"text-align: left;white-space: nowrap\">241 275<\/td>\n<td style=\"text-align: left;white-space: nowrap\">222 381<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Customers\u2019 financing(*)<\/td>\n<td style=\"text-align: left;white-space: nowrap\">179 485<\/td>\n<td style=\"text-align: left;white-space: nowrap\">165 435<\/td>\n<td style=\"text-align: left;white-space: nowrap\">157 406<\/td>\n<td style=\"text-align: left;white-space: nowrap\">155 477<\/td>\n<td style=\"text-align: left;white-space: nowrap\">157 783<\/td>\n<td style=\"text-align: left;white-space: nowrap\">139 926<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Amounts due to customers(**)<\/td>\n<td style=\"text-align: left;white-space: nowrap\">268 834<\/td>\n<td style=\"text-align: left;white-space: nowrap\">259 523<\/td>\n<td style=\"text-align: left;white-space: nowrap\">232 307<\/td>\n<td style=\"text-align: left;white-space: nowrap\">209 803<\/td>\n<td style=\"text-align: left;white-space: nowrap\">195 064<\/td>\n<td style=\"text-align: left;white-space: nowrap\">178 276<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Debt securities issued<\/td>\n<td style=\"text-align: left\">10 006<\/td>\n<td style=\"text-align: left\">6 542<\/td>\n<td style=\"text-align: left\">4 078<\/td>\n<td style=\"text-align: left\">5 894<\/td>\n<td style=\"text-align: left\">178<\/td>\n<td style=\"text-align: left\">523<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Subordinated liabilitie<\/td>\n<td style=\"text-align: left\">5 642<\/td>\n<td style=\"text-align: left\">2 782<\/td>\n<td style=\"text-align: left\">2 781<\/td>\n<td style=\"text-align: left\">2 789<\/td>\n<td style=\"text-align: left\">2 762<\/td>\n<td style=\"text-align: left\">2 758<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Equity<\/td>\n<td style=\"text-align: left\">34 855<\/td>\n<td style=\"text-align: left\">31 516<\/td>\n<td style=\"text-align: left\">29 987<\/td>\n<td style=\"text-align: left\">22 189<\/td>\n<td style=\"text-align: left\">23 100<\/td>\n<td style=\"text-align: left\">24 647<\/td>\n<\/tr>\n<tr class=\"custom-row-underline-color\">\n<td style=\"text-align: left\" colspan=\"7\"><strong>STATEMENT OF FINANCIAL POSITION STRUCTURE RATIOS<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Customers\u2019 financing (*) \/ total assets<\/td>\n<td style=\"text-align: left\">53.1%<\/td>\n<td style=\"text-align: left\">51.8%<\/td>\n<td style=\"text-align: left\">53.4%<\/td>\n<td style=\"text-align: left\">57.2%<\/td>\n<td style=\"text-align: left\">65.4%<\/td>\n<td style=\"text-align: left\">62.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Securities \/ total assets<\/td>\n<td style=\"text-align: left\">37.0%<\/td>\n<td style=\"text-align: left\">37.9%<\/td>\n<td style=\"text-align: left\">34.5%<\/td>\n<td style=\"text-align: left\">26.8%<\/td>\n<td style=\"text-align: left\">24.2%<\/td>\n<td style=\"text-align: left\">28.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Deposits (***) \/ total assets<\/td>\n<td style=\"text-align: left\">84.2%<\/td>\n<td style=\"text-align: left\">84.2%<\/td>\n<td style=\"text-align: left\">81.2%<\/td>\n<td style=\"text-align: left\">80.4%<\/td>\n<td style=\"text-align: left\">82.1%<\/td>\n<td style=\"text-align: left\">81.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Customers\u2019 financing (*) \/ deposits (***)<\/td>\n<td style=\"text-align: left\">63.1%<\/td>\n<td style=\"text-align: left\">61.5%<\/td>\n<td style=\"text-align: left\">65.8%<\/td>\n<td style=\"text-align: left\">71.2%<\/td>\n<td style=\"text-align: left\">79.7%<\/td>\n<td style=\"text-align: left\">77.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Equity \/ total assets<\/td>\n<td style=\"text-align: left\">10.3%<\/td>\n<td style=\"text-align: left\">9.9%<\/td>\n<td style=\"text-align: left\">10.2%<\/td>\n<td style=\"text-align: left\">8.2%<\/td>\n<td style=\"text-align: left\">9.6%<\/td>\n<td style=\"text-align: left\">11.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Total capital ratio (****)<\/td>\n<td style=\"text-align: left\">18.7%<\/td>\n<td style=\"text-align: left\">19.3%<\/td>\n<td style=\"text-align: left\">20.1%<\/td>\n<td style=\"text-align: left\">19.9%<\/td>\n<td style=\"text-align: left\">19.6%<\/td>\n<td style=\"text-align: left\">21.3%<\/td>\n<\/tr>\n<tr class=\"custom-row-underline-color\">\n<td style=\"text-align: left\" colspan=\"7\"><strong>EMPLOYEES AND NETWORK<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Total number of employees (*****)<\/td>\n<td style=\"text-align: left\">13 765<\/td>\n<td style=\"text-align: left\">12 626<\/td>\n<td style=\"text-align: left\">12 470<\/td>\n<td style=\"text-align: left\">12 234<\/td>\n<td style=\"text-align: left\">12 400<\/td>\n<td style=\"text-align: left\">12 866<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Number of outlets<\/td>\n<td style=\"text-align: left\">560<\/td>\n<td style=\"text-align: left\">573<\/td>\n<td style=\"text-align: left\">574<\/td>\n<td style=\"text-align: left\">597<\/td>\n<td style=\"text-align: left\">650<\/td>\n<td style=\"text-align: left\">713<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\">Number of ATMs<\/td>\n<td style=\"text-align: left\">1 363<\/td>\n<td style=\"text-align: left\">1 314<\/td>\n<td style=\"text-align: left\">1 306<\/td>\n<td style=\"text-align: left\">1 328<\/td>\n<td style=\"text-align: left\">1 475<\/td>\n<td style=\"text-align: left\">1 592<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"featured_media":0,"template":"","class_list":["post-3572","table","type-table","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Wybrane dane i wska\u017aniki finansowe Banku Pekao S.A. - Pekao Integrated Report 2025<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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